When it comes to heavy machinery, it doesn’t get much heavier than cranes. While they’re of course quite safe, crane operation does indeed carry more risk than most other professions. Just ask anybody who’s ever climbed up to the top of a crane to sit inside that “office” all day what it’s like to operate one.
For business owners, keep in mind that all businesses in Florida considered to be in the construction industry are required to carry workers compensation insurance if they have just a single employee. And that includes themselves.
If you’re a hired sub-contractor, the contractor is either supposed to enforce you having your own workers compensation, or if not, you’re legally considered an employee of the contractor in matters of workers compensation, injuries and potential legal claims.